Collateralized Financing

We help businesses unlock capital—without giving up equity or control.

Turning Invoices and Orders into Working Capital

At LexCap, we specialize in helping businesses unlock capital—regardless of their financial condition—by leveraging what they already have: invoices, purchase orders, and inventory. This is called collateralized financing, and it’s designed for real-world operators who don’t always qualify for traditional bank credit.

What Is Collateralized Financing?

LexCap advises businesses on how to access fast, non-dilutive capital using assets they already control—such as receivables, purchase orders, or government contracts.

We’re not a lender. We work with a trusted network of specialty finance providers to structure custom, asset-backed funding solutions that can unlock working capital in as little as 5 to 10 days.

Who We Help

We specialize in arranging working capital for businesses that:

• Sell business-to-business (B2B) or business-to-government (B2G)
• Are growing fast but can’t access bank financing
• Have real revenue but limited credit, collateral, or time
• Need working capital to fulfill orders, cover payroll, or grow
• May be startups, distressed, in turnaround, or post-bank workout
• Have challenges traditional lenders avoid: negative net worth, IRS issues, or limited credit

If a company generates invoices, fulfills large POs, or has secured government contracts—we help make that capital liquid.

How It Works

We use your purchase orders, invoices, or inventory as collateral—not your personal credit score. This means:

• Faster approvals
• Flexible structures
• Support even when banks say no

Whether you’re fulfilling a large government contract or navigating a cash crunch, we can help structure a deal that delivers the capital you need—when you need it.

Fast, Flexible, and Collateral-Backed

We focus on what’s tangible: if your business generates invoices or receives purchase orders, you may qualify. Our approach allows us to fund:

• Startups and small businesses (especially those under $5M in annual revenue)
• Entrepreneurs with unique challenges or time-sensitive deals
• Clients needing up to $5M+, with partner support for larger funding

With lending partners across major U.S. financial centers, LexCap delivers the reach, responsiveness, and real-time access needed to secure funding—especially when traditional banks can’t.